Albuquerque NM Teen Health Insurance
Reader’s Question:
My teeange son just turned 19. I wonder what will happen to his health insurance coverage at this time in Albuquerque?
Lory
Albuquerque, NM
Hi there, Lory.
I cannot really give you a definite answer. It is really a case to case basis since it will depend on your Albuquerque health insurance company’s provisions and the state’s. Typically, as soon as kids turn 19m they are no longer considered dependent by most health insurance companies in most states which drops them off from family health insurance coverage. This is regardless of the fact whether you support your kid financially or they live on their own.
I also know that children can still be considered dependents at the age of 19 for so long in some states if they have a mental of physical disability or are serving in the US Armed Forces. There are even some health insurance companies which may provide extension of the age limit for children who are enrolled full time in school. However, eventually school kids become too old to qualify for coverage as dependents under your family health insurance policy. This can also happen if your child marries. Although if your child gets employed when he is already of age, he may get health insurance coverage through COBRA. You can check out state policies on health insurance coverage for your son at his age by searching online for National Conference of State Legislatures.
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